Bond Deposit Loans

Bond deposit loans, or deposit bonds, are insurance-backed guarantees used in property purchases instead of cash for the deposit (usually up to 10%), allowing buyers to avoid tying up cash until settlement. They are not loans—they incur a one-off fee, not interest—and are used for buying, auctioning, or holding property. 

• How They Work: A certificate is provided to the seller promising the deposit will be paid at settlement.
• Cost: A one-off premium, often based on the deposit amount and the term.
• Benefits: Ideal for buying off-the-plan, bridging, or when cash is tied up in another property.
• Eligibility: Requires assessment, but does not tie up liquid assets.  Please email deposit@bond.net.au for more information.